Ruth Russell

1030 Mountain Top Drive

Annapolis, MD
$ 520,000 Beds 3 Baths 2.5 Sq 1,709 Virtual Tour
Monthly Estimate* How much can I afford?

Beautifully appointed rancher in the sought-after Cape St. Claire community of Annapolis, just one block from the Magothy River and the Chesapeake Bay! Step inside to a spacious main level featuring gleaming hardwood floors and a bright, open living room centered around a tile-surround wood-burning fireplace with a reclaimed-style mantle and custom open shelving. The flowing layout leads seamlessly into the dining area, offering ample storage and direct access to a screened-in deck, perfect for indoor-outdoor living. The kitchen is thoughtfully designed with granite countertops, a classic subway tile backsplash, 36 cabinetry, and stainless steel appliances. The primary suite provides a comfortable retreat with crown molding, a generously sized closet with an organization system, and a private en-suite bath complete with a walk-in shower and updated vanity. Two additional bedrooms and a well-appointed hall bath complete the main level. The finished lower level expands your living space with plush carpeting, built-in shelving, a dedicated workshop, gym area, and a utility space featuring a convenient powder room, ideal for guests, a home office, or multigenerational living. Enjoy outdoor living in the fully fenced yard with a patio and secure storage, perfect for entertaining or relaxing. Conveniently located near major commuter routes, including US-50 and I-97, for easy access to Annapolis, Baltimore, and beyond.

ACTIVE

  • Price
  • $ 520,000
  • City
  • Annapolis
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • ANNE ARUNDEL
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.22 Acres
  • Zip
  • 21409
  • Sqr Footage
  • 1,709
  • Year Built
  • 1965
  • Taxes
  • $ 4538
  • Style
  • Ranch/Rambler
  • MLS#
  • MDAA2142866
Listed By: Melisa Klem with Northrop Realty - 4105310321;
Data Source: Bright MLS

Features

General

Living Area 1709
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Central A/C,Ceiling Fan(s)
Possession Negotiable
Roof Shingle
Appliances Dishwasher,Disposal,Dryer,Freezer,Icemaker,Oven - Self Cleaning,Oven - Single,Oven/Range - Electric,Refrigerator,Stainless Steel Appliances,Washer,Water Dispenser,Water Heater
Zoning R5
HOA Fee 11.00
Association Fee Includes Common Area Maintenance,Pier/Dock Maintenance,Recreation Facility
Patio/Porch Features Deck(s),Patio(s),Screened
Architectural Style Ranch/Rambler
Security Features Smoke Detector,Main Entrance Lock
Construction Materials HardiPlank Type
School District ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Year Built 1965
View Garden/Lawn
Levels 2
Other Fees 159.00
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility Other
Assoc Fee Paid Per Annually
County ANNE ARUNDEL
New Construction No
Property Type Residential
Association Amenities Basketball Courts,Beach,Pier/Dock,Tot Lots/Playground,Water/Lake Privileges,Marina/Marina Club,Pool Mem Avail,Picnic Area,Club House
HOA Yes
Subdivision Name CAPE ST CLAIRE
Facing Direction Southwest
Garage Y/N No
Water Access Y/N No
Other Structures Above Grade,Below Grade
Full Baths 2
Status ACTIVE
Directions From ohn Hanson Hwy E/US-50 E/US-301 N/MD-2 N toward Cape St Claire Rd,Take exit 29B on the right onto Saint Margarets Rd/MD-179 toward Cape St Claire Rd. Turn left onto Mountain Top Dr.
City ANNAPOLIS
Disclosures Prop Disclosure
Other Fees Frequency Quarterly
Association Name CAPE ST. CLAIRE IMPROVEMENT ASSOCIATION
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 9487.00
Tax Assessed Value 396667.0
Tax Annual Amount 4538.0
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 528.46
Acceptable Financing Cash,Conventional,FHA,VA
Historic Y/N No
Vacation Rental Y/N No
Virtual Tour https://media.homesight2020.com/1030-Mountain-Top-Drive/idx
Total SQFT 1886
Standard Status Active
Year Built Source Assessor
Legal Subdivision CAPE ST CLAIRE
Tax Lot 17

Interior Features

Interior Amenities Carpet,Ceiling Fan(s),Crown Moldings,Entry Level Bedroom,Floor Plan - Traditional,Kitchen - Gourmet,Kitchen - Table Space,Primary Bath(s),Bathroom - Tub Shower,Bathroom - Stall Shower,Bathroom - Soak
Heating Fuel Electric
Basement Connecting Stairway,Heated,Improved,Interior Access,Outside Entrance,Rear Entrance,Walkout Level,Windows
Flooring Carpet,Ceramic Tile,Hardwood
Total Fireplaces 1
Fireplace Features Fireplace - Glass Doors,Mantel(s),Wood
Hot Water Electric
Basement (Y/N) Yes
Heating Y/N Yes
Window Features Double Hung,Double Pane,Screens,Wood Frame
Fireplace Y/N Yes
Above Grade Finished Area 984
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 3
Below Grade Finished Area 725
Room Type Living Room,Dining Room,Primary Bedroom,Bedroom 2,Bedroom 3,Kitchen,Other,Recreation Room,Workshop
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Laundry Type Has Laundry
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT 177
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Bathrooms Half Lower Level 1 1
Bathrooms Half All Lower Levels 1
Bathrooms Count Lower Level 1 1.00
Bathrooms Count All Lower Levels 1
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Exterior Amenities Exterior Lighting,Secure Storage
Pool No Pool
Fencing Rear
Parking Features Crushed Stone
Lot Features Landscaping
Water Source Well
Type of Parking Driveway
Land Use Code R
Foundation Details Other
Water View Y/N No
Lot Size Acres 0.22
Lot Size Source Assessor
Waterfront Y/N No
Door Features Six Panel
Land Assessed Value 241400.00
Navigable Water Y/N No
Water Oriented Y/N No

Room Details

Bedroom 2 Main Flooring - HardWood
Bedroom 3 Main Flooring - HardWood
Dining Room Main Flooring - HardWood
Kitchen Main Flooring - HardWood,Countertop(s) - Granite,Kitchen - Eat-in,Kitchen - Electric Cooking
Living Room Main Flooring - HardWood,Fireplace - Wood Burning,Crown Molding
Other # 2 Lower 1
Other Lower 1 Flooring - Carpet
Primary Bedroom Main Flooring - HardWood,Attached Bathroom
Recreation Room Lower 1 Flooring - Carpet
Workshop Lower 1

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Owings Mills, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Cape St Claire Elementary School
Middle School Magothy River Middle School
High School Broadneck High School

Price History

9/21/2026 Listed $520,000

Property vs Zip Code Average in 21409

Price
AVG $1.57M
$520K
Taxes
AVG $9,856
$4,538
Year Built
AVG 1988
1965
Visits
AVG 536
12
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

1030 Mountain Top Drive Annapolis, MD is a Single Family Home for sale at $520000 with 1709 sqft and a lot size of 0.22 Acres Acre(s). 1030 Mountain Top Drive Annapolis has 3 bedrooms, 2 baths and was built in 1965. The property's zip code is 21409 which is in Annapolis, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Ruth Russell

Ruth Russell

410-404-1638

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